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 Article - Prequalification Letter

By: Jim Pendleton- MrMortgageTM

This article allows you to quickly prequalify. easily obtain a well-structured prequalification letter with good interlinking between you prequalify. your real estate agent. Remember, we have all the information you need to get the financing you deserve! We will help you to optimize your new home search with our FREE Prequalification letter. Remember to ask for your prequalification letter here FREE INFO KIT with full prequalification letter available for you, direct lender prequalification letter all 50 states friendly staff experts prequalification letter.

How to get YOUR Prequalification letter   


When you apply, because there are many factors involved a prequalification letter, including your own financial situation. Variations in the qualification guidelines for different mortgages, the most easiest prequalify. accurate way to determine how large a mortgage you qualify for is, to talk us. We are here to help you analize your situation.


So when you start looking at homes, you need to have some idea of what you can afford. There are some basics, you will get an idea of what priced house you can afford by doing some simple calculations on your own. So, before you begin your search for a home, it makes sense to speak with an expert in mortgages at Financial Services of America to check your mortgage power prequalify. see whether you can be prequalified.


With over one hundred Lenders, Financial Services of America will also help you decide the kind of mortgage prequalification letter that's best for you.

During the prequalification process a lender analyses your financial situation applying basic underwriting stprequalify. ards (such as housing prequalify. debt ratios) prequalify. provides an estimate of how large a mortgage you can afford. 


Then when a lender provides a prequalification letter or certificate indicating the maximum loan for which you would qualify, usually subject to a satisfactory property appraisal prequalify. further verification of income, employment prequalify. credit history.


While it doesn’t obligate the lender to approve your loan, it’s a way to help ensure that you will apply for a mortgage loan within your price range. Some prequalification programs even provide a preliminary evaluation of credit history.   



Generally, there is no fee for prequalification letter.  


It is highly recommended that you get prequalified before you begin your search for a home because: 

  • Prequalified buyers will be given preference in case of multiple offers.  
  • When you are prequalified you have more negotiating power with the seller prequalify. can save thousprequalify. s of dollars as a result of being in a better negotiating situation.   
  • Many real estate agents will not begin working with you unless you get prequalified.  
  • The prequalification can save you much time prequalify. trouble by making certain you are looking in the correct price range.  

Prequalification when received through a lender doesn't require you to finance your home through that same lender. Indeed, we have over one hundred lenders, prequalify. we can always get you the best rate you deserve, for each lending company to market its services. 


Today many lenders can prequalify you online. [Just click the "Pre-qualify Online" button, prequalify. you will be taken to the online pre-qualification form.] 

After you have been prequalified, ask us how long it will take to get your loan approved. This will help you to determine the right closing date you should designate in your purchase agreement. Talk to us -1-631-451-7400 Now!


Free Info
Order your "FREE Pre Qual Kit" Now! Fill out below and instantly your kit will be in your Email box. Click SUBMIT button and get your answers. We do NOT sell or distribute your information to any third parties without permission. Your privacy matters.


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Jim Pendleton - MrMortgageTM

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     Call:          1-631-451-7400